Economically Rehabilitating The
Community One house at a time

What is 203k?
The Section 203(k) loan program is HUD’s primary program for the rehabilitation and repair of single family properties. Section 203(k) loans are provided through HUD-approved mortgage lenders nationwide and insured by the Federal Housing Administration (FHA), which is part of HUD. “Section 203(k)” refers to the law, part of the National Housing Act, which allows FHA to make this mortgage insurance available. The loans are beneficial for low- and moderate-income individuals or families since the loan downpayment can be as little as 3 percent. While individuals, local governments, and non-profit organizations may participate as borrowers in the program, the property must be used as a principal residence by an individual or family.


Eligible Home Improvements

The Section 203(k) loan covers a range of home improvements. These include, but are not limited to, the following:

  • Remodeling bathrooms or a kitchen, including new built-in appliances
  • Replacing a roof, gutters, and downspouts
  • Adding a family room, bedrooms, or bathrooms
  • Replacing flooring, tiling, or carpeting
  • Completing a basement or attic conversion or adding a second story
  • Expanding or building a garage or carport
  • Renovating a deteriorating property, such as repairing a chimney, termite damage, or structural problems
  • Upgrading plumbing, heating, air conditioning, or electrical wiring
  • Eliminating health and safety hazards, such as removing lead-based paint
  • Making the home accessible to the disabled
  • Installing a well or a septic system
  • Adding a porch, deck, or patio
  • Adding or repairing siding or repainting
  • Installing energy efficient windows or doors
  • Repairing an existing swimming pool



The 203k Done YOUR Way Program was created to assist in showing the possibilities available when utilizing the FHA 203k Loan to purchase a house and renovate it. First, we will educate you about the possibilities and the process. Then we will guide you through the entire process, ultimately ending with you moving into your newly renovated home.

There is no secret that the DC Metro Area suffered extreme financial losses due to the home foreclosure rate. Foreclosed property has consistently been placed on the market for sale since the housing market dropped in 2008. Those often vacant houses pull the overall value down in the community. Communities need someone to step in and bring these houses back to living standards. By partnering with the 203k Done YOUR Way Program to purchase one of these houses, not only will you move into your custom designed renovated home, you will be helping to economically rehabilitate the community one house at a time.


  • Attend a 2 Hour training about the FHA 203k Loan Program (Optional)
  • Lender references provided for Pre-approval
  • Pre-purchase Consultation w/ Realtor®
  • Assist you in locating a house to call home
  • Contractor references provided for bid quotes
  • Settlement Day
  • Renovation completed
  • Move in Day!

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9103 Woodmore Center Drive #144
Lanham, MD, 20706
Office: (844) YES-203k
Direct: (240) 432-6433
Email: [email protected]
203k dc metro area
Aaron “The House” Person
Licensed in DC & MD
203k dc metro area
Servicing the DC Metropolitan Area
Washington, DC | Maryland | Northern Virginia